> For the complete documentation index, see [llms.txt](https://canza.gitbook.io/can-autonomous-payment-protocol/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://canza.gitbook.io/can-autonomous-payment-protocol/user-experience-and-flow-design.md).

# User Experience & Flow Design

#### SME Cross-Border Payment Journey

\[Business Owner] → \[AAPP Dashboard] → \[AI Agent Analysis] → \[Optimized Execution] → \[Real-time Tracking]

     │                    │                   │                    │                    │

   Initiates           Uploads            Reviews agent          Approves            Monitors

  $5K payment         invoice data        recommendations       execution           progress

  to supplier         automatically       • Route: M-PESA        • Funds held        • Live status

  in Kenya           • Amount: $5,000     • Cost: $47 (0.94%)     in escrow         • ETA countdown

                     • Recipient info     • Time: 45 seconds     • Instant start     • Completion

                     • Payment reason     • Success rate: 99.2%                      confirmation

<br>

#### Agent Decision Flow

Payment Request → Market Analysis → Route Optimization → Risk Assessment → Execution

&#x20;       │               │                │                  │               │

&#x20;   • Amount        • Exchange rates    • Cost comparison   • Sanctions     • Fund

&#x20;   • Destination   • Network status    • Time estimation   • KYC check     transfer

&#x20;   • Urgency       • Liquidity depth   • Success prob.     • AML scoring   • Monitor

&#x20;   • Constraints   • Regulatory req.   • Risk factors      • Fraud detect. • Confirm

<br>

#### **Mobile Interface (USSD Compatible)**

\*384\*1# → AAPP Menu

1\. Send Money

2\. Check Status &#x20;

3\. Exchange Rates

4\. Transaction History

<br>

\*384\*1\*1# → Send Money

Enter Amount: 50000

Enter Country Code: 234 (Nigeria)

Enter Phone: 08012345678

Confirm? 1=Yes 2=No

<br>

AI Agent Found Best Route:

Route: Airtel → USDC → GTBank

Cost: 450 KES (0.9%)

Time: 1 minute

Success: 99.1%

Confirm: 1

<br>


---

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