# Burn | Repay

To manage their collateralization ratio, users might want to burn **zUSD** to reduce their outstanding debt and improve their collateralization ratio or allow them to withdraw collateral.

To burn **zUSD** a user needs to navigate to the **Repay** tab on the **Mint** page. The user can then input the amount of **zUSD** they wish to burn. This will decrease a user's outstanding debt, thus increasing their collateralization ratio.

If a user wishes to burn **zUSD** without withdrawing any collateral, they have to keep the input box for collateral to withdraw at 0.0.

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